A complete, succinct explanation of what caused the financial crisis.

If you've tuned out the analysis of the causes and effects of our current financial crisis, you're not alone. Most of it has been worth ignoring since it's so out of our hands. With the perspective gained through hindsight people are finally able to give a coherent synopsis of how we got into this in the first place. Give this a read so we don't have to go through this mess again: All the Devils Are Here by Joe Nocera and Bethany McLean.